How sync works: Enter the property data in any tab. Fields with a gold tint () auto-sync across all three calculators — ARV, purchase price, rehab, agent fees, closing costs. Each tab still asks for scenario-specific data.
Fix & Flip
Wholesale
Buy & Hold
Property info
Hard money loan
Lender typically funds purchase + rehab via draws. You bring down payment + closing costs + points + interest reserves.
Closing costs & sale
Calculating...
Cost breakdown
Sale price (ARV)
Purchase price
Down payment
Rehab cost (total)
Rehab funded by you (out of pocket)
Loan interest (over hold)
Loan points
Other loan fees
Monthly holding costs (total)
Buying closing costs
Selling closing costs
Realtor fees
Loan repayment at close
Total project cost (all-in)
Cash you bring (out of pocket)
Estimated net profit
Total Project ROI
Profit ÷ all-in project cost
Cash-on-Cash ROI
Profit ÷ cash YOU bring
Net profit
Project ROI
Cash out of pocket
Deal status
How the wholesale logic works: A wholesale only works if the END BUYER (the flipper) still gets a good ROI after paying your assignment fee. We calculate their ROI both with and without your fee, and recommend a fee that keeps them in the "go" zone (10%+) while maximizing your spread.
Property info
Wholesale parameters
% rule:
Calculating...
Max offer calculation (80% rule)
ARV
ARV × rule %
Less: repair cost
Less: buying closing
Less: agent commission
Less: your assignment fee
Max offer to seller
Seller asking
Room above asking
Your potential spread
End buyer's ROI — will a flipper actually take this deal?
Same property at seller asking price, analyzed as a flip from the END BUYER's perspective (includes their financing, hold, realtor, your fee).
End Buyer ROI (without your fee)
If they bought direct at seller asking
End Buyer ROI (with your fee)
After paying your assignment fee
Max offer
Your spread
End buyer ROI
Deal status
Property info
Income & expenses (monthly)
Mortgage loan (optional)
Fill in if there is a mortgage. Leave at zero for all-cash analysis.
Calculating...
Monthly cash flow breakdown
Gross rent (all units)
Vacancy loss
Effective gross income
Property management
Property taxes
Insurance
Maintenance
Net operating income (NOI)
Monthly mortgage payment
Net cash flow (monthly)
Net per door
Annual net income
Cash-on-cash return
Net/door
CoC return
Mortgage/mo
Deal status